Call: 1 800-289-7722

You’re guaranteed great coverage through our partnership with High Point Underwriters.

Accidents happen. On-the-job accident protection is a critical part of an effective risk management program for companies that have opted out of traditional workers’ compensation programs or for those who utilize independent contractors. High Point Underwriters has a flexible policy design that enables you to determine the coverage and benefit levels that meet your needs. These policies are ideal for companies that utilize independent contractors and individual owner/operators. Coverage highlights include:

  • On the job injuries
  • Accidental death and dismemberment
  • Accident-related medical
  • Employer’s liability
  • Contingent liability
  • Customizable with coverage and limit options
  • Non-occupational accident coverage

To apply for coverage, simply download this application form, and submit the completed application to If you have any questions, please contact Patrick Murray at 973.993.7101 or via email to